Agent Training

The Coakley Financial Group in conjunction with Lincoln Heritage Life Insurance Company wants to partner with you to represent and distribute revolutionary Final Expense insurance products to the expanding market of baby boomers.

Lincoln Heritage Life Insurance Company is a leading provider of life insurance products specializing in Final Expense Insurance. Currently, they operate in 49 states with over 600,000 policies in force valued at over $2.9 billion and counting. The Coakley Financial Group can operate in 7 of those states today.

Here are just a few of the reasons why you should join Lincoln Heritage and The Coakley Financial Group:

• Same day advances
• Paid on Submission—Not on issue
• Proven lead system (TV and Direct Mail, Inserts and Door Hangers)
• Liberal Underwriting
• Simplified applications (1/2 page application)
• Fax/Email Applications
• Exotic Incentive Trips (Qualification based on production)
• A+ rating with Better Business Bureau
• A.M. Best Rating of A- (Excellent)
• Competitive group benefits: life, health, and dental for you and your family (Qualification based on production)
• Extraordinary home office support
• 24 Hour Underwriting Assistance
• Live Helpline
• Fast Claim Service

Lincoln Heritage Lead Program

• Lead Financing
• Per Lead Pricing vs. Turn Key Pricing
• Millions Invested in Lead Testing
• Compliant, Company Sponsored Lead
• Company Lead Subsidy
• Online Lead Management
• Consistent Lead Flow

The Pre-Approach Letter

• Tightens up your leads before you contact them!
• Introduces the Lincoln Heritage Funeral Advantage Program
• Informs prospect you will be contacting them

Lincoln Heritage Underwriting

• Single Sided Application
• No Medical Exam or MIB (Medical Information Bureau) check – Coverage Based on Answers To Health Questions
• Simplified Underwriting based on OUR mortality experience, not the industry’s. (HBP/Diabetes could be approved for day 1 coverage)
• Point of Sale Interview Line
• Real Time RX Check
• 98% of Applications are Issued

 Claims

• Benefits paid within 24 hours of claim approval
• 24-Hour claim assistance
• No claim form, unless the state requires one

 

Agent Incentives

The Coakley Financial Group rewards your efforts. We offer incentives such as:

• Books
• Audio
• Certificate of Excellence
• Cash Bonuses
• Free Leads
• Name Badges
• Dinner for Two
• Gas Cards
• And Much More…

Training

The Coakley Financial Group, provides Training and Support for all of their agents.

Training and support consists of field training, weekly conference call, webinar training and access to 24/7 training website.

We know that to be successful in the Final Expense business, you need a structured training program.