Final Expense Life Insurance

Our total solutions for Final Expense Insurance plans are flexible and can meet most family and individual budgets.

Final Expense is a life insurance policy that is designed to cover the costs associated with funeral services and burial expenses when the named insured dies.  This type of policy reduces the financial burden placed on families when a loved one passes. These Final Expense policies are used for, but are not limited to funeral costs, court costs, and medical costs.

If you reside in the following states, you can take advantage of our  Final Expense Insurance Policy: Delaware, Georgia, Maryland, New Jersey, North Carolina, South Carolina, Virginia and Washington DC.  Our carrier, Lincoln Heritage Life Insurance Company® provides total insurance solutions for clients who are concerned with their costs for final expenses. You can read an independent review of Funeral Advantage™ – their primary final expense plan.

 

 

We can help insure up to $20,000 of final expense insurance. We also offer a 20-pay, which is a policy that is paid for in 20 years. We offer a Modified policy for those with health conditions. Lincoln Heritage Life Insurance Company is known for its simplified underwriting, and does not require medical exams.  Insurance coverage is based on answers to health questions on the application.

The most important service you receive from Lincoln Heritage Life Insurance Company is the payment of your approved claim within 24 hours.

The final expense plan pays cash to your family when they need it the most.

• NO health examination to apply; just answer a few health questions on the application
• Coverage may begin immediately
• Whole life benefits up to $20,000 in tax free benefits
• Benefits paid within 24 hours of receipt of claim approval
  
• Easy, one-page application
• Most people get coverage, even with health issues
• Rates and Benefit are locked in for the life of the policy (as long as premiums are paid)
• Most people can qualify

Face Amounts:

• Whole Life – up to $20,000
• 20-pay – up to $20,000
• Modified – up to $15,000

Available Ages:

• Final Expense products: 0-85
• Modified: 0-85
• 20-pay: 0-80

In addition, we offer supplementary final expense coverage:

• $100,000 additional benefit for accidental death available.
• The Family Plan provides low cost coverage for children and grandchildren of the applicant who are 17 and younger.

LHLIC does not run MIB’s (medical information bureau reports), which means that policies can be issued quickly and easily.  Qualification is based on the answers to a few health questions on the application. Contact us today for more information!