Whole Life

Coakley Financial Group has been serving the Southeast Region for over 10 years. One of our specialized insurance policies is the Final Expense plan that provides a payout to the beneficiaries in the event of a death and accrues cash value.

Final Expense is a type of life insurance contract that provides insurance coverage of the contract holder to cover the cost of a funeral or any other final expenses that may be left after you pass away.

If you reside in the following states, you can take advantage of our competitively priced Final Expense Life Insurance Policy: Delaware, Georgia, Maryland, New Jersey, South Carolina, Virginia and Washington DC.  Our carrier, Lincoln Heritage Life Insurance Company provides total insurance solutions for the clients who are concerned with optimizing their costs for final expenses.

• NO health examination to apply; just answer a few health questions on the application
• Coverage may begin immediately
• Whole life benefits up to $20,000 in tax free benefits
• Benefits paid within 24 hours of receipt of claim approval
  
• Easy, one-page application
• Most people get coverage, even with health issues
• Rates and Benefit are locked in for the life of the policy (as long as premiums are paid)
• Most people can qualify

In addition, we offer supplementary final expense coverage:

• $100,000 additional benefit for accidental death available.
• The Family Plan provides low cost coverage for children and grandchildren of the applicant who are 17 and younger.

We offer top quality, reliable information you can depend on.  Our policies are underwritten by Lincoln Heritage Life Insurance Company, one of the most noteworthy and respected insurance providers in the United States. Our agents are well trained, and certified to ensure that your experience with The Coakley Financial Group, is professional and delivers high quality customer care. We invite you to peruse our site for more information and when you are ready, contact us either by filling our FORM, or by phone at 1-877-977-8370.

We can help insure up to $20,000 of final expense insurance. We also offer a 20-pay, which is a policy that is paid for in 20 years. We offer a Modified policy for those with health conditions. Lincoln Heritage Life Insurance Company is known for its simplified underwriting, and does not require medical exams. Insurance coverage is based on answers to health questions on the application.

The most important service you receive from Lincoln Heritage Life Insurance Company is the payment of your approved claim within 24 hours.

Face Amounts:

• Whole Life – up to $20,000
• 20-pay – up to $20,000
• Modified – up to $15,000

Available Ages:

• Final Expense products: 0-85
• Modified: 0-85
• 20-pay: 0-80

LHLIC does not run MIB’s (medical information bureau reports), which means that policies can be issued quickly and easily.  Qualification is based on the answers to a few health questions on the application. Contact us today for more information!